Accept Bitcoin, USDT, Ethereum and 300+ cryptocurrencies
Speend supports over 300 cryptocurrencies across 18 blockchain networks — the major Layer-1 chains, the most-used Layer-2 networks, and the stablecoin pairs that carry roughly 70% of merchant payment volume in 2026.
Altcoins
An altcoin is any cryptocurrency other than Bitcoin — from large-cap coins like Ethereum and Solana to the long tail of smaller tokens. Speend is an altcoin payment gateway and altcoin payment processor: accept 300+ altcoins across 18 networks and auto-convert each one to a stablecoin at confirmation, so your balance stays stable while customers pay in whatever they hold.
Accept altcoin payments
A dedicated altcoin payment gateway and altcoin payment processor covering the long tail of supported tokens beyond the headline coins, with auto-conversion to stablecoins at confirmation so your balance stays stable.
300+
Ethereum, Solana, Litecoin, Tron, Dogecoin and more — each with a dedicated page.
USDT, USDC and other dollar-pegged tokens.
The major token standards across Ethereum, Tron, BNB Smart Chain and Solana.
Smaller-cap coins reviewed for liquidity and AML risk before listing.
Layer-1 and major networks
The headline chains behind most merchant volume — each with native acceptance, network routing and settlement handled inside one Speend integration.
Accept Bitcoin (BTC) payments
The original cryptocurrency and the default coin for crypto-native consumers. Add Bitcoin payments to your website, settle in 1 to 3 confirmations by risk profile, with Lightning Network support for high-frequency use.
Accept Ethereum (ETH) payments
The largest smart-contract platform; supports ERC-20 stablecoins and the broadest set of integrations. Accept ETH with gas optimisation through batching for high-volume merchants.
Accept Litecoin (LTC) payments
Faster confirmations than Bitcoin with comparable security. Accept LTC in retail and e-commerce checkout, with low per-transaction cost.
Accept Tron (TRX) payments
The default network for USDT-TRC20, with native TRX acceptance for low-fee, fast-settling flows.
Accept Solana (SOL) payments
High-throughput chain with sub-second finality. The Speend SOL gateway supports native SOL and SPL-token stablecoins.
Accept Dogecoin (DOGE) payments
The leading meme coin, with a large crypto-native holder base and growing merchant acceptance.
Accept BNB payments
The native coin of BNB Smart Chain, with deep liquidity and low BEP-20 fees — a common rail for exchange-native customers and BEP-20 stablecoins.
Accept Gram (Toncoin) payments
The coin of the TON network (formerly Toncoin), built for fast, low-fee payments at Telegram scale — well suited to consumer apps and micro-transactions.
Accept Dash (DASH) payments
A payments-focused coin with InstantSend for near-instant confirmations and low per-transaction cost — practical for retail checkout.
Accept Monero (XMR) payments
The leading privacy coin, for merchants whose customers prioritise transactional privacy. Speend handles AML screening on the merchant side while keeping the payer flow private.
Stablecoins
A stablecoin is a cryptocurrency pegged 1:1 to a fiat currency such as the US dollar — USDT and USDC being the largest. Speend is a stablecoin payment gateway: the customer pays a dollar-denominated amount and you receive a dollar-stable asset, with no exchange-rate exposure. Stablecoins carry the largest share of crypto payment volume — roughly 70% in 2026 — which is why most businesses use them as the default settlement currency.
Accept USDT (Tether) payments
The most-used stablecoin in crypto payments. Supported on Tron (TRC-20), Ethereum (ERC-20), BNB Smart Chain (BEP-20), Polygon and Solana. TRC-20 transfers settle in under 30 seconds at a fraction of a dollar, which makes USDT the default rail for high-frequency merchant flow.
USDT payment gateway →
Accept USDC payments
Issued by Circle, fully reserved against US dollars. Supported on Ethereum, Polygon, Solana, Base and Arbitrum. The default treasury stablecoin for businesses with US or EU banking exposure and clean tax reporting.
Dollar in, dollar out. Your balance holds value between payment and withdrawal.
Stablecoins are the dominant share of crypto payments, so most paying customers already hold them.
USDT-TRC20 and stablecoins on Solana and Polygon settle fast at minimal gas.
Dollar-denominated balances simplify reconciliation and tax reporting, especially with USDC.
How crypto payments work with Speend
Pick a coin at checkout
The customer chooses a coin from your enabled list and selects the network.
Speend generates an address
A unique address is created for that coin and network.
The customer pays
They send from their wallet — seconds on TRC-20 or Solana, minutes on Ethereum.
You get credited
Speend credits your balance, auto-converting to USDT or USDC at confirmation if enabled. A webhook fires.
Withdraw on demand
To a self-custody wallet, an exchange, or a supported bank rail.
How coin support is added
Speend reviews new coin requests on a rolling basis, weighed on network liquidity, AML risk profile and merchant demand. Token listings follow an internal review:
Submit a request from the dashboard or to [email protected].
Coins by industry use case
Different coins fit different business models — the customer pays in their preferred currency, and you settle in the coin that fits your treasury. These are the pairings Speend merchants run most often, by vertical.
Bitcoin · USDT · altcoinsBroad coverage at checkout — Bitcoin for crypto-native buyers, stablecoins for price certainty and altcoins to lift conversion, all settled to one balance.
Open →USDT-TRC20 · BitcoinHigh-frequency deposits and payouts settle on USDT-TRC20 for sub-dollar gas; Bitcoin covers crypto-native players.
Open →USDT · USDC payoutsPay partners and publishers worldwide in stablecoins — instant, low-fee payouts with no bank cut-off times or chargebacks.
Ethereum · SolanaIn-game purchases, top-ups and NFT drops on fast, low-fee chains like Solana and Ethereum, with auto-conversion to keep revenue stable.
Monero · USDTDiscreet billing with no descriptor surprises — privacy-minded users pay in Monero, everyone else on low-cost USDT, with zero chargebacks.
Open →USDC · USDTFund accounts and treasury in stablecoins with no exchange-rate risk between deposit and withdrawal.
Bitcoin · Ethereum · altcoinsExchanges, wallets and Web3 apps take deposits across Bitcoin, Ethereum and the long tail, with one settlement balance and clean reconciliation.
USDT · Bitcoin · altcoinsMulti-vendor platforms let buyers pay in any supported coin and pay out sellers in the currency they choose.
USDCRecurring billing settles cleaner on USDC — fully reserved, stable value and clean tax reporting for subscriptions and API usage.
Open →USDT · USDCGet paid globally without banking friction — invoice in crypto and settle in dollar-stable USDC or USDT, withdrawn on demand.
USDC · USDTAccept payments from day one without a merchant bank — settle in dollar-stable USDC or USDT and withdraw on demand.
Bitcoin · EthereumAccept borderless donations in Bitcoin, Ethereum and more — transparent, low-fee and settled to a stable balance for reporting.
USDT · BitcoinTake bookings from international customers in their preferred coin, settle in stablecoins and skip cross-border card fees and FX spread.
Speend lets you accept every supported coin and configure settlement separately — the customer pays in their preferred currency, you receive the coin that fits your treasury.
Updated July 2026
Start accepting crypto with Speend
Open a merchant account and configure your supported coins in the dashboard. KYB completes in under a business day; a personal manager helps with coin selection based on your business model.
