Accept Litecoin (LTC) payments
Speend is a Litecoin payment gateway and LTC payment processor for business. Add Litecoin payments to your website with fast, low-fee confirmation, settle in crypto or fiat, fees from 0.5% and KYB onboarding.
What is Litecoin (LTC)?
Litecoin (LTC) is one of the longest-running cryptocurrencies, created as a faster, lower-fee alternative to Bitcoin. It uses a similar proof-of-work design but with quicker block times, so payments confirm faster and cost less per transaction. LTC is widely held and recognised, which makes it a practical everyday payment coin.
For a merchant, Litecoin offers Bitcoin-like security with faster, cheaper settlement, a good fit for retail and e-commerce checkout where confirmation speed matters. Speend handles the volatility question through optional auto-conversion: the customer pays in LTC, and you can hold LTC or settle into a stablecoin at the moment of confirmation.
Why accept Litecoin payments with Speend
Fast, low-fee confirmation
Litecoin confirms quicker and cheaper than Bitcoin, which suits retail and e-commerce checkout.Wide recognition
LTC is one of the most-recognised coins, so a large share of crypto-paying customers can pay with it.No chargebacks
On-chain Litecoin payments are final.Auto-convert to stablecoins
Hedge LTC volatility by settling into USDT or USDC at confirmation.Add LTC as a payment method in hours
Use a plugin or REST API; most stores go live the same day.Fees from 0.5% mono-currency
No setup fee, no monthly subscription; network fees pass through at cost.Step 1
The customer picks Litecoin at checkout. Speend generates a unique LTC address for that order.Step 2
The customer sends LTC from their wallet. Litecoin's faster block time means quicker confirmation than Bitcoin.Step 3
The blockchain confirms the transfer — typically a few minutes depending on the confirmation count you require.Step 4
Speend credits your merchant balance. If auto-conversion is enabled, funds land in USDT or USDC at the live rate, and a webhook fires.Step 5
You withdraw on demand to a self-custody wallet, an exchange, or a supported bank rail.
Litecoin processing fees
0.5% mono-currency — customer pays LTC, you settle in LTC. No conversion, no spread.
1% conversion — the platform auto-converts incoming LTC into your settlement currency (USDT, USDC, EUR, USD) at time of receipt.
Network fees pass through at blockchain cost — Litecoin network fees are typically low.
Litecoin payments by industry
Litecoin acceptance fits everyday-payment use cases where speed and low cost matter. The strongest cases on Speend: e-commerce and retail, where LTC suits fast checkout; iGaming, where players deposit in LTC; and SaaS and digital products, where LTC is offered alongside Bitcoin and stablecoins.
Start accepting Litecoin with Speend
Open a merchant account, finish KYB, and add Litecoin to your checkout within a business day. A personal manager helps with settlement configuration.
