Accept Solana (SOL) payments

Speend is a Solana payment gateway and SOL payment processor for business. Accept SOL and SPL-token stablecoins with sub-second finality and gas in fractions of a cent, fees from 0.5% and KYB onboarding.

Solana coin

What is Solana (SOL)?

Solana (SOL) is a high-throughput blockchain built for speed, and its native coin. It processes transactions with sub-second finality and fees measured in fractions of a cent, which makes it one of the fastest and cheapest networks for payments. Solana also hosts SPL tokens, including stablecoin versions of USDC and USDT.

For a merchant, Solana is the chain to use when checkout speed matters most. A SOL or SPL-stablecoin payment confirms almost instantly, so the order completes without the customer waiting. Speend handles SOL volatility through optional auto-conversion: the customer pays in SOL, and you can hold SOL or settle into a stablecoin at the moment of confirmation.

Why accept Solana payments with Speend

Sub-second finality

Solana confirms almost instantly, the fastest checkout experience among mainstream chains.

Near-zero gas

Transaction fees in fractions of a cent make SOL viable for micropayments and high-volume flow.

SOL plus SPL stablecoins

Accept native SOL and SPL-token USDC and USDT through one integration.

Auto-convert to stablecoins

Hedge SOL volatility by settling into USDT or USDC at confirmation.

No chargebacks

On-chain Solana payments are final.

Fees from 0.5% mono-currency

No setup fee, no monthly subscription; network fees pass through at cost.

How Solana payments work with Speend

Step 1

The customer picks Solana at checkout and chooses native SOL or an SPL stablecoin.

Step 2

Speend generates a unique Solana address for that order.

Step 3

The customer sends SOL or the SPL token from their wallet. Confirmation in under a second.

Step 4

Speend credits your merchant balance. With auto-conversion enabled, SOL lands as a stablecoin at the live rate, and a webhook fires.

Step 5

You withdraw on demand to a self-custody wallet, an exchange, or a supported bank rail.

Solana processing fees

Speend Checkout
Processed
10 SOL
SOL 10 SOL
USDT 1700.00 USDT
Completed
No hidden fees. No markups.

0.5% mono-currency — customer pays SOL or an SPL token, you settle in the same asset. No conversion, no spread.

1% conversion — the platform auto-converts incoming SOL into your settlement currency (USDT, USDC, EUR, USD) at time of receipt.

Network fees pass through at blockchain cost — Solana gas is a fraction of a cent.

Use cases

Solana payments by industry

Solana fits businesses where checkout speed and low cost matter most. The strongest cases on Speend: iGaming, where near-instant deposits improve conversion; e-commerce, where fast confirmation suits retail checkout; and SaaS and Web3 products, whose customers hold SOL and SPL stablecoins.

FAQ

Install a Speend plugin or integrate the REST API, then enable Solana in the dashboard. The sandbox lets you test the flow before going live, and most stores accept SOL payments the same day.

Yes. The same Solana integration accepts native SOL and SPL-token stablecoins, including USDC and USDT on Solana. Many merchants accept SOL plus SPL-USDC and settle into a single currency.

Solana confirms in under a second on average, the fastest settlement among mainstream payment chains.

Optional auto-conversion routes incoming SOL into USDT or USDC at the moment of confirmation, so your balance stays dollar-stable. If you prefer to hold SOL, you can keep the payment in Solana.

0.5% for mono-currency processing and 1% with conversion into another settlement currency. No setup fee, no monthly subscription; network fees pass through at cost.

Solana's near-zero gas makes even small payments practical. Speend lets merchants set their own minimums in the dashboard.

Start accepting Solana with Speend

Open a merchant account, finish KYB, and add Solana to your checkout within a business day. A personal manager helps with settlement configuration.

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