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Payments & checkout

How a crypto payment reaches you: networks, confirmations, fees and settlement.

21 articles

What Is Cryptocurrency? Cryptocurrency is digital money that moves between people directly, recorded on a public ledger that thousands of independent computers keep in sync. No bank… Basics
What Is a Merchant? In payments, a merchant is any business that accepts money from customers for goods or services. The word carries a specific meaning inside the… Basics
What Is Payment Processing? Payment processing is everything that happens between a customer pressing Pay and money arriving in a business account. It covers routing the request, verifying… Basics
What Is FUD? FUD stands for fear, uncertainty and doubt. In crypto it describes information spread to make people anxious enough to sell, whether that information is… Basics
What Is P2P in Crypto? P2P stands for peer-to-peer: a trade between two people with no institution buying or selling in the middle. In crypto it usually describes a… Basics
ERC-20 or TRC-20: choosing a network for a USDT payment Both are USDT. ERC-20 runs on Ethereum, TRC-20 runs on Tron. Take TRC-20 for everyday payments, ERC-20 when a counterparty or an exchange requires… Intermediate
What Is Fiat? Fiat is money issued by a government and declared legal tender, with no commodity behind it. Dollars, euros, yen and roubles are all fiat.… Basics
What Is TVL? TVL stands for total value locked: the combined worth of all assets deposited in a protocol at a given moment. It is the default… Basics
What Are Diamond Hands? Diamond hands describes holding an asset through severe price swings without selling. The opposite, paper hands, describes selling early under pressure. Both are internet… Basics
How to Send Crypto to Another Wallet Sending cryptocurrency takes five steps and about a minute. Two of those steps are where money gets lost permanently, and both are worth slowing… Basics
How to Pay With Crypto A crypto payment is a transfer from the customer's wallet to an address the seller controls, recorded on a blockchain. There is no card… Basics
Who Accepts Crypto? More than 25 million businesses worldwide accept some form of cryptocurrency, and around 18 500 use an integrated payment gateway, against roughly 12 000… Basics
What Is a Crypto Invoice? A crypto invoice is a payment request that fixes an amount, a destination address, a network and a rate for a limited window. It… Basics
Recurring Crypto Payments Recurring crypto payments run into one structural obstacle: a blockchain transfer is initiated by the holder of the funds and nobody else. Card subscriptions… Basics
Mass Crypto Payouts A mass payout sends funds to many recipients in one operation. Affiliate programmes, iGaming player withdrawals, marketplace seller settlements and crypto payroll all need… Basics
How Crypto Refunds Work A crypto refund is a new transfer in the opposite direction, sent because the merchant decided to send it. No bank can force it… Basics
Underpayment and Overpayment An invoice asks for an exact amount and sometimes a different amount arrives. This is one of the most common operational issues in crypto… Basics
What Is a Webhook? A webhook is a message one server sends another when something happens. In payments it is how a payment gateway tells your system that… Basics
Crypto Payroll Crypto payroll means paying a team in cryptocurrency instead of routing money through correspondent banks. It solves a specific problem, which is paying people… Basics
Why Crypto Prices Move Nobody can tell you reliably why a specific day moved the way it did. Explanations appear within hours of any large move, and they… Basics
What Is APR in Crypto? APR stands for annual percentage rate: the simple yearly return on an amount, without compounding. APY, annual percentage yield, includes compounding and is therefore… Basics

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